California auto loan calculator with tax11/22/2023 ![]() Maximum Term: Offer good for all 2016 - 2020 model years up to 5 1/2 years (66 months). For 6 years and 3 months (75 months) at 7.18% APR estimated monthly payment is $16.59 per $1,000 borrowed. For 5 1/2 years (66 months) at 7.08% APR estimated monthly payment is $18.34 per $1,000 borrowed. For 4 years (48 months) at 6.98% APR estimated monthly payment is $23.94 per $1,000 borrowed. For 3 years (36 months) at 6.98% APR estimated monthly payment is $30.88 per $1,000 borrowed. Terms of 7 years (84 months) on loan amounts of $25,000 and above.įor 29 months at 5.98% APR estimated monthly payment is $37.13 per $1,000 borrowed. Terms of 6 years and 3 months (75 months) require a minimum loan amount of $12,000. Maximum Term: Offer good for all 2021 or newer model years up to 5 1/2 years (66 months). For 7 years (84 months) at 7.28% APR estimated monthly payment is $15.24 per $1,000 borrowed. For 6 years and 3 months (75 months) at 6.18% APR estimated monthly payment is $16.11 per $1,000 borrowed. For 5 1/2 years (66 months) at 6.08% APR estimated monthly payment is $17.87 per $1,000 borrowed. For 4 years (48 months) at 5.98% APR estimated monthly payment is $23.48 per $1,000 borrowed. For 3 years (36 months) at 5.98% APR estimated monthly payment is $30.43 per $1,000 borrowed. Restrictions apply.įor 29 months at 4.98% APR estimated monthly payment is $36.68 per $1,000 borrowed. Please allow ten to fifteen business days after funding for processing your purchase and loan discount.Īnnual Percentage Rates (APR) listed are our best rates and may be higher based on credit history. ![]() Discounts cannot be combined with any other discount program or type. Discounted rates are available for purchases and not valid for refinances and lease buyouts. Discount for all year models is 0.25% off the approved interest rate for loan terms of 67 months and longer. Discount for all year models is 0.50% off the approved interest rate for loan terms up to 5 ½ years (66 months). After your loan agreement is signed and your vehicle purchase is complete, we will confirm that you qualify for the discount and apply the discount to your loan as of the effective date of the loan. Your loan will originally be set up without the rate discount. The Cal Coast TrueCar Savings Certificate must be generated prior to purchase and no more than 90 days prior to your loan being funded. and finance your purchase with California Coast Credit Union. To qualify for discount offer you must use the Cal Coast Auto Buying Service at or New Cars Inc and either fund the purchase of a vehicle from the certified dealer listed on your Price Quote Certificate (Cal Coast TrueCar Savings Certificate) or purchase a vehicle from New Cars Inc. If you use /NCI, the discounted offer is good for purchases rate discount subject to change or end without notice. A 29 month loan with a 4.48% fixed APR would have monthly payments of $36.46 per $1000 borrowed. The as low rate applies to vehicle model years 2021 and newer. Vehicle loan rates with the /NCI discount currently as low as 4.48% APR, depending on credit history, loan term and vehicle model year. Rates are subject to change without notice. Advertised rate is our lowest Annual Percentage Rate (APR) and is effective and includes a discount for using the Cal Coast Auto Buying Service Powered by TrueCar at or New Cars Inc, our personalized concierge auto buying service ( or NCI). Restrictions apply.ģSubject to credit and collateral approval. As a result, you may pay higher total finance charges on the loan than if payments began earlier. Finance charges begin to accrue immediately and are repaid over the life of the loan. ![]() All loan subject to approval.Ģ90-day deferred payment option for qualified borrowers. APR listed as of are our best rates and may be higher based on credit history. Other restrictions apply.ġAPR = Annual Percentage Rate. Vehicles for commercial use or used to transport passengers for compensation, including but not limited to vehicles used as taxicabs or for ride-sharing, are not eligible. No Lemon Law buybacks or grey/salvage titles. Standard passenger vehicles only, no commercial vehicles or vehicles for hire will be considered. Rates subject to change without notice.Īmount Financed: Some applicants may require a down payment. ![]()
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